Get your short term loan up to £10,000
- Flexible - pay back over 3 to 60 months
- Free service - no obligation
- If approved - cash could be sent quickly
79.5% APR Representative
Digitonomy Limited (trading as Growing Power) is a credit broker not a lender. All Applications Subject to affordability, UK residents only.
Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.
Frequently Asked Questions
You don’t need a guarantor to be approved for a bad credit loan. Growing Power’s panel of 40+ authorised and regulated finance companies include many lenders who will approve your loan application (subject to eligibility) even if you have no guarantor and your credit report is less than perfect.
No. You can apply online at any time of the day or night for a loan through Growing Power. If you need to borrow money now, fill in the form on our website to apply and we’ll be able to tell you normally within seconds whether we’ve found you a lender who’s happy to work with you.
If you need a fast loan to cover an unexpected expense or a financial emergency, your loan could be sent directly into your bank account within minutes* when you apply through Growing Power (subject to eligibility). We understand that, when it’s an emergency, you do need the money straight away.
If you need a fast loan to cover an unexpected expense or a financial emergency, If approved, your loan could be sent quickly to your bank account within minutes* when you apply through Growing Power (subject to eligibility). We understand that, when it’s an emergency, you do need the money straight away.
Many of the borrowers we help only want a quick small loan for £100 or more and we’ll link you up to the lenders most likely to approve your application. Our service is fast, easy to use, and it’s all done within a few minutes. If we cannot find you a loan we may present you with alternative products that may be suitable.
Your loan, if approved, could be sent directly to your bank account quickly* when you use Growing Power to find your loan (subject to eligibility). We understand that, when it's an emergency, you may need the money the same day.
Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £1000.00. Interest rate: 79.5% pa (fixed). 79.5% APR Representative.
Rates between 11.8% APR and Maximum 1721% APR.Loan term lengths from 3 to 60 months. There are no fees for our service.
79.5% APR Representative
For help, go to moneyhelper.org.uk.
Check your eligibility for an affordable, competitive loan without harming your credit score
How hard searches affect your credit score
Every time you make a full application for a loan direct with a lender, they’ll run a hard credit check on you, also known as a "full credit check" on you. The problem with this is that hard searches leave a footprint on your credit report for all other lenders to see. If a lender sees a lot of hard searches on your report carried out within a short space of time, it may actually reduce your credit score. So, the more lenders you apply to direct within a short space of time, the less likely you are to find the loan that you need.
Why Growing Power uses soft searches
Based on the information you give us on your application form, we will perform a soft search, as will the lender, this is done to asses your eligibility for a loan. Other lenders aren’t able to see soft searches on your report and your credit score will be completely unaffected by soft searches. This means that you can search as many times as you like with Growing Power.
79.5% APR Representative
The Growing Power blog
Digitonomy Limited (trading as Growing Power) is a credit broker not a lender. All Applications Subject to affordability, UK residents only
How does Growing Power find me an affordable and competitive loan?
Have you been turned down for a loan by a traditional lender because you’ve had some financial problems in the past? If so, you should consider applying for your next loan through Growing Power.
We run a soft search on you from the details you supply on your application. If you are eligible for a loan, we’ll then send your details to the lenders on our panel who offer the type of loan you want. At this point, they’ll also run a soft search on you. Other lenders can’t see soft searches on your report and they don’t affect your credit score.
We’ll then automatically direct you to the website of the lender most likely to offer you an affordable and competitive loan. When you’re there, simply fill out the form and, if they approve your loan, the money will be sent to your chosen bank account within as little as minutes*.
All of the lenders on our panel are authorised and regulated by the Financial Conduct Authority (FCA). Please be careful before applying to a company advertising a no credit check loan because no credit check loans are not authorised by the FCA.
5 reasons to choose Growing Power to find you a loan
79.5% APR Representative
How does Growing Power know
which lender to match me with?
Every time we welcome a new lender onto our panel, we first ask them what loans they can offer to our customers and what type of borrower they feel most comfortable lending to. This means that our technology is able to match you to the lender most likely to work with you within just a few minutes when you fill in our application form.
We’ve designed our system to be as quick and easy-to-use as possible for borrowers. We understand that, in many cases, you need the money in a hurry to cover an unexpected bill or other type of financial emergency.
When you apply through Growing Power, we will only ever send your details to the lenders who offer the type of loan you are looking for.
Growing Power will provide every effort to find you a loan. If we are not able to do this, we may transfer you directly to alternative firms and services which may incur a monthly fee, such as credit building tools, if you choose to use them.
Ready for a quick loan?
Growing Power can help you find:
We work with over 30 FCA-authorised and regulated lenders. Let us find you a bad credit loan at a competitive and affordable interest rate.
Borrow between £100 and £10,000 over a period of between 3 months and 60 months. Work with us to find you the right loan for your situation.
Quick decision within minutes on loans up to £10,000
Check your eligibility with no credit footprint
Worried about applying for a loan because you’ve heard that there’s a trace left on your credit report with each application you make? It’s true that, if there are too many hard searches on your credit report, your credit score will be negatively affected. It’s also true that many lenders are put off approving a request for a loan if they see a lot of hard searches on your file.
79.5% APR Representative
Why choose Growing Power?
Here at Growing Power, we believe that as many people as possible should have access to competitive and affordable loans. We believe in making the application process as quick and simple as possible.
We also believe that, if your application for a loan has been successful, you shouldn’t be made to wait around for the money you need. If one of our lenders say “yes” to you, your loan could be sent to your bank account quickly*.
79.5% APR Representative