Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Loans for £100

  • Fast 3 to 12 month online loans
  • 100% No obligation loan quotes
  • Cash could be sent within minutes*
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79.5% APR Representative

Digitonomy Limited (trading as Growing Power) is a credit broker not a lender. All Applications Subject to affordability, UK residents only.

Rates between 11.8% APR and Maximum 1721% APR - your no obligation quote and APR will be based on your personal circumstances - we compare small loans from over 30 lenders to get you the lowest APR possible. If you are not successful in finding a loan we may transfer you directly to alternative firms and services, such as credit builder tools, which may charge you a monthly fee.

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Flexible Repayment options

Representative example: Amount of credit: £1000 for 12 months at £123.40 per month. Total amount repayable of £1,480.77 Interest: £1000.00. Interest rate: 79.5% pa (fixed).79.5% APR Representative.

Rates between 11.8% APR and Maximum 1721% APR. Loan term lengths from 3 to 60 months. There are no fees for our service.

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Borrow £100

Life is full of surprises. Sometimes, these surprises are very positive and welcome but, at other times, they’re just a pain in the neck and they feel like the last thing you need to have to deal with.

Take £100. It doesn’t sound like a lot of money. But what if it’s been one of those months when all the bills come out and you’ve had to put your car in for its MOT? And what if the boiler breaks down meaning that you, the other half, and the kids have no hot water and the house is freezing in the middle of January?

In this scenario, £100 might be a lot of money for you if it’s been such an expensive time of late and it’s going to be tough to find that cash to pay the boiler repair person. Many loan companies would not consider a loan of £100 because the minimum amount they’ll lend out is a lot higher. That’s no good to you when you need the money.

We’re pleased to say that, here at Growing Power, we work with a panel of FCA regulated and authorised direct lenders, many of whom are happy to work with borrowers needing £100 for a short period of time.

And that’s even for borrowers with a bad credit score or no credit history, assuming you pass their affordability check.

What you need to know

Can I receive a £100 loan today?

Yes. There’s lots of competition out there with lenders happy to work with borrowers needing a quick £100 cash loan.

Is it possible to apply for a £100 loan through Growing Power?

If you’re in a hurry for the money you can let Growing Power do the heavy lifting for you, even if you have a bad credit score.

You can save a lot of time by filling in our application form instead of going direct to the websites of lender after lender. We’ll only submit your loan request to those lenders who have told us that their ideal borrower has a similar personal and financial situation to you.

We work with over 40 different direct lenders and we can choose the ones most likely to work with you on your behalf by using the information you give us on the application form.

When you need £100 quickly, you can save a lot of time with Growing Power and our service is free of charge to all borrowers. Better still, there’s no obligation on you at all to accept the loan offer we find for you.

The money could be sent straight to your bank account within minutes* of being approved for, and accepting your loan.

Ready for a quick loan?

Payday loans with no credit check and no guarantor - are they legitimate? Should I be wary?

No credit check, no guarantor payday loans are against the law. However, payday loans with a credit check and no guarantor requirements are completely legitimate.

Please make sure that, if you are applying for a £100 loan, you ensure that the company you’re applying to is, like all of the lenders on our panel, FCA-regulated and authorised. No credit check loans are not regulated by the FCA.

Do I have to pay the £100 loan back in full on my next payday?

We offer loans of £100 with a payback period of 3 months, 6 months or 12 months. You make one repayment each month – each repayment pays back some of the £100 you’ve borrowed plus the interest on top. Please remember that you will pay more interest on loans you take out for a longer period.

The type of loan where you do have to pay back the money plus interest in full on the day you next receive your wages (or within 35 days of the loan being made) is called a payday loan. If we are unable to find a lender willing to provide you with a short-term 3, 6, or 12-month loan, we may direct you to the website of a payday lender instead.

If you are not sure that you can comfortably afford your repayments on any loan we’re able to find for you, please do not continue with your application.

If you’re worried about money, you should contact one of the UK’s respected and lead debt help organisations. Click straight through to their websites using the following links - PayPlan, NationalDebtline, the Debt Advice Foundation, the Money Advice Service, and Citizens Advice.

To find the best deal on a £100 loan from our panel of lenders, please click here.

Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.